Terms of Service

1. Acceptance

By creating an account or using OctaGoal, you agree to these Terms of Service ("Terms"). If you do not agree, do not use the service. These Terms form a binding legal agreement between you and OctaGoal.

2. The service

OctaGoal provides AI-powered goal planning, coaching, task management, and habit tracking tools. The AI agents are designed to assist — not replace — your own judgment, decisions, and professional advice.

OctaGoal is not a substitute for professional advice. AI-generated content should not be treated as financial, medical, legal, psychological, or any other professional advice. Always consult qualified professionals for important life decisions.

3. Account

• • You must be at least 16 years old (or 13 with parental consent in applicable jurisdictions) to use OctaGoal.
• • You are responsible for maintaining the security of your password and account.
• • You must provide accurate information when registering.
• • One account per person. Do not share your account.
• • Notify us immediately at security@octagoal.com if you suspect unauthorized access.

4. Acceptable use

You agree not to:

• • Use OctaGoal for any unlawful purpose or in violation of these Terms
• • Attempt to reverse-engineer, scrape, or exploit the service
• • Use automated tools to abuse the API (rate limits apply)
• • Submit content that is illegal, abusive, or violates third-party rights
• • Attempt to circumvent security measures or access other users' data
• • Use the AI coaching system to generate harmful, deceptive, or illegal content

5. Subscriptions and billing

OctaGoal offers free (Starter) and paid (Pro, Elite) plans. Paid plans are billed monthly or annually via Stripe. By subscribing:

• • You authorize recurring charges at the plan rate until cancelled
• • Cancellations take effect at the end of the current billing period
• • We do not offer refunds except where required by law (e.g., EU statutory right of withdrawal within 14 days of first purchase, waived upon first use)
• • Plan features are subject to change with 30 days notice
• • All prices are exclusive of applicable taxes (VAT, GST, etc.)

6. Your content

You retain ownership of all content you submit to OctaGoal (goals, notes, conversations). By submitting content, you grant us a limited, non-exclusive license to process it to provide the service — including sending it to AI providers to generate coaching responses.

You are responsible for the accuracy and legality of content you submit. Do not submit sensitive personal data of third parties without their consent.

7. AI-generated content

AI responses are generated automatically and may contain errors, inaccuracies, or outdated information. We do not guarantee the accuracy, completeness, or suitability of AI-generated content for any particular purpose. AI outputs are provided "as is" without warranties of any kind.

8. Intellectual property

The OctaGoal platform, brand, and all original software are owned by OctaGoal and protected by intellectual property laws. Nothing in these Terms grants you a right to use our trademarks, logos, or branding.

9. Privacy

Your use of OctaGoal is governed by our Privacy Policy, which is incorporated into these Terms by reference.

10. Disclaimer of warranties

OctaGoal is provided "as is" and "as available" without any warranty, express or implied, including warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the service will be uninterrupted, error-free, or secure.

11. Limitation of liability

To the maximum extent permitted by applicable law, OctaGoal and its affiliates, officers, employees, and licensors will not be liable for any indirect, incidental, special, consequential, or punitive damages, or any loss of profits, revenue, data, or goodwill, arising from your use of or inability to use the service.

Our total aggregate liability for any claim arising from these Terms or the service is limited to the greater of (a) the amount you paid to us in the 12 months preceding the claim, or (b) €100.

12. Termination

We may suspend or terminate your account for violation of these Terms, non-payment, or at our discretion with 30 days notice. You may delete your account at any time from your account settings.

Upon termination, your right to use the service ceases. We will retain your data per the Privacy Policy retention schedule, or delete it immediately if you request erasure.

13. Governing law

These Terms are governed by the laws of the jurisdiction in which OctaGoal is incorporated. Any disputes will be resolved in the courts of that jurisdiction. For EU/EEA users, mandatory consumer protection laws of your country of residence apply.

14. Changes to Terms

We may update these Terms as the service evolves. Material changes will be communicated with at least 30 days notice. Continued use after the effective date constitutes acceptance. If you disagree with changes, you may delete your account before they take effect.

15. Contact

For legal or compliance questions: legal@octagoal.com